ACCEPTOR_ID | The unique, 36 character identifier created by Tesouro and assigned to the entity providing the goods or services to the customer, such as a Merchant, a Submerchant of a Payment Facilitator, a Seller within a Marketplace, or a Biller of a Consumer Bill Payment Service Provider (CBPS). Also referred to as the Merchant ID (MID), Outlet ID, or Customer number. |
ACCEPTOR_NAME | A human readable description used to uniquely label the Acceptor. It is assigned during onboarding of the Acceptor and mapped to the Acceptor ID. Maximum of 255 characters. Other processors may refer to this as a Billing descriptor. |
ACCEPTOR_REFERENCE | A unique identifier created and managed by the entity holding the direct relationship with the Acceptor, and assigned to the Acceptor with a one-to-one mapping to Tesouro’s Acceptor ID. Other processors may refer to this as Location ID, Store ID, Club ID, etc. |
ACCOUNT_NUMBER_ENDING_IN | The last few numbers of the bank account used as a visual reference to the full account number. |
ACCOUNT_OWNER_NAME | The original bank account owner’s name. |
ACCOUNT_OWNER_TYPE | The type of the bank account owner, either Consumer or Corporate/Business. |
ACCOUNT_TYPE | The type of bank account, either Checking or Savings, specified on the original transaction. |
ACTIVITY_DATE | The date the return was received by Tesouro. |
AMOUNT | The amount of the return. |
CURRENCY | The currency specified on the transaction request, in ISO 4217 alpha currency code format. |
ID | A unique, 36 character identifier created by Tesouro and assigned to the ACH return. |
ORGANIZATION_ID | The unique 36 character identifier created by Tesouro, and used to identify the organization holding the relationship with Tesouro. |
PAYMENT_ID | A unique 36 character identifier created by Tesouro and assigned to a group of transactions in the same payment request cohort, e.g., a bank transfer sale and resulting ACH return. |
REASON | A user-friendly description of the ACH return code. |
REASON_CODE | A standard code used by the ACH operator or Receiving Depository Financial Institution (RDFI) to describe the reason an ACH payment was returned by the recipient’s bank. These codes make it easier for originating and receiving financial institutions to spot and communicate payment failures. |
ROUTING_NUMBER | The unique nine-digit number identifying the bank. |
TRACE_NUMBER | A unique 15 digit reference number created by the bank and assigned to the return, which can be used to investigate and track missing transfers. i.e., It tells you where the money has been and helps locate it if it gets lost. |
TRANSACTION_ACTIVITY_DATE | The date Tesouro recognized the original transaction. Formatted as YYY-MM-DD |
TRANSACTION_AMOUNT | The amount of the transaction request sent to Tesouro. |
TRANSACTION_CURRENCY | The currency specified on the transaction request, in ISO 4217 alpha currency code format. |
TRANSACTION_DATE_TIME | The date and time that Tesouro received the transaction request, in UTC. Formatted as 2024-03-27T02:40:00Z |
TRANSACTION_ID | The unique 36 character identifier Tesouro assigned to the transaction that triggered the return |
TRANSACTION_REFERENCE | The unique identifier assigned to the transaction by the acceptor (or partner) and included in original transaction request sent to Tesouro. |
TRANSACTION_TRACE_NUMBER | A unique 15 digit reference number created by the bank and given to the original ACH transfer. |
TRANSACTION_TYPE | The type of transaction, either an ACH debit (sale) or ACH debit (refund). |
